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Consumer Loan Application For CA residents only
There are three easy steps:
1. Fill-out the 2 PARTS of the form below.
2. Click the "Print" button at the bottom of this page.
3. Sign it and mail/fax the application.
 Phone: (909) 937-9808
Fax: (909) 937-9815
For contact info.


PART 1

Property Information and Purpose of Loan
Subject Property Address (street, city, state, ZIP):


Purpose of Loan:
Purchase     Refinance     2nd Trust Deed     Equity Loan     Other, (explain)
If purpose of loan is other, please explain below:

Property will be:
Primary Residence     Secondary Residence     Investment
Year Acquired                              Original Cost                                  Amount Existing Liens
         
Source of Down Payment, Settlement Charges and/or Subordinate Financing (explain)

Borrower/Co-borrower Information
I.  Borrower's name: (include Jr. or Sr. if applicable)

Social Security Number     Home Phone (incl. area code)
Present Address (street, city, state ZIP):     Own     Rent

If residing at present address for less than two years, complete the following:
Former Address
(street, city, state, ZIP): Own     Rent       Number of Years

II.  Co-borrower's name: (include Jr. or Sr. if applicable)

Social Security Number     Home (incl. area code)
Present Address (street, city, state, ZIP):     Own     Rent     

If residing at present address for less than two years, complete the following:
Former Address (street, city, state, ZIP):     Own     Rent     Number of Years

Employment Information
I.  Borrower
Name & Address of Employer

Position/Title/Type of Business                                                                                Years on this job:

Business Phone (include area code):

II.Co-borrower
Name & Address of Employer

Position/Title/Type of Business                                                                                Years on this job:

Business Phone (include area code):

Monthly Income & Combined Housing Expense Information
Gross Monthly Income                    Borrower                                  Co-Borrower                    
Base Empl. Income                       
Overtime                                       
Bonuses                                       
Commissions                                
Net Rental Income                        

Combined Monthly Housing Expense -- PRESENT

Declarations 
If you answer "yes" to any questions a through e, please use scroll box below for explanation(s)          Borrower          Co-Borrower          
a.  Are there any outstanding judgments against you?                                                                                N       N
b.  Have you been declared bankrupt within the past 7 years?                                                                   N       N
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?          N       N
d.  Is any part of the down payment borrowed?                                                                                          N       N
e.  Are you a co-maker or endorser on a note?                                                                                           N       N

 

PART 2

1. Acknowledgment and Agreement
The undersigned specifically acknowledge(s) and agree(s) that: (1) the loan requested by this application will be secured by a first mortgage or deed of trust on the property described herein; (2) the property will not be used for any illegal or prohibited purpose or use; (3) all statements made in this application are made for the purpose of obtaining the loan indicated herein; (4) occupation of the property will be as indicated above; (5) verification or reverification of any information contained in the application may be made at any time by the Lender, its agents, successors and assigns, either directly or through a credit reporting agency, from any source named in this application, and the original copy of this application will be retained by the Lender, even if the loan is not approved; (6) the Lender, its agents, successors and assigns will rely on the information contained in the application and I/we have a continuing obligation to amend and/ or supplement the information provided in this application if any of the material facts which I/we have represented herein should change prior to closing; (7) in the event my/our payments on the loan indicated in this application become delinquent, the Lender, its agents, successors,  and assigns, may, in addition to all their other rights and remedies, report my/our name(s) and account information to a credit reporting agency; (8) ownership of the loan may be transferred to successor or assign of the Lender without notice to me and/or the administration of the loan account may be transferred to an agent, successor or assign of the Lender with prior notice ot me; (9) the Lender, its agents, successors and assigns make no representations or warranties, express or implied, to the Borrower(s) regarding the property, the condition of the property, or the value of the property.

Certification:  I/We certify that the information provided in this application is true and correct as of the date set forth opposite my/our signature(s) on this application and acknowledge my/our understanding that any intentional or negligent misrepresentation(s) of the information contained in this application may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq. and liability for monetary damages to the Lender, its agents, successors and assigns, insurers and any other person who may suffer any loss due to reliance upon any misrepresentation which I/we have made on this application.

I/We Agree
I/We Disagree

2. Authorization to Release Information
I/We authorize MORTGAGENET.WORK to verify any and all information that is needed to complete the loan process. Such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns.

I/We Agree
I/We Disagree

3. The Housing Financial Discrimination Act of 1977 Fair Lending Notice
It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of:

a. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or

b. Race, color, religion, sex, marital status, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one-to-four unit family residence occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence.

If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or the agency noted below.

I/We Agree
I/We Disagree

4. Equal Credit Opportunity Act
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this laws concerning this Mortgage Company is the Federal Trade Commission, Pennsylvania and 6th Street N. W., Washington. D. C. 20580

We are required to disclose to you that you need not disclose income from alimony, child support or separate maintenance payment if you choose not to do so.

Having made this disclosure to you we are permitted to inquire if any of the income shown on your application is derived from such a source and to consider the likelihood of consistent payment as we do with any income on which you are relying to qualify for the loan for which you are applying,

I/We Agree
I/We Disagree

Borrower's Signature or Type in Name if sending via online
, Date
If applicable, 
Co-Borrower's Signature or Type in Name if sending via online

, Date

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